Company Overview:
Our client stands as one of India’s foremost housing finance companies, offering various housing loans alongside diverse loan options such as Loan Against Property, Business Loans, Plant & Machinery Loan, and Medical Equipment Loan.
Major Challenge:
- Lending Precision: The need for a predictive model to assess the chances of loan disbursement at the time of application.
Our Solution & Benefits:
- Advanced Predictive Models: We developed and seamlessly implemented predictive models to estimate the probability of home loan disbursement based on customer data.
- Affinity-Based Portfolio Classification: Customer portfolios were classified into high, medium, and low-affinity categories for effective decision-making.
- Intelligent Disbursement Characteristics: Key characteristics indicating a higher likelihood of loan disbursement were identified, enabling tailored lending strategies.
Products & Services Utilized:
- SAS Enterprise Guide: Employed for designing, developing, and implementing predictive models.
